Central banks are replacing dollars with gold   The economy started the year on a strong note, and the gold market is taking a hit. The Federal Reserve might need to raise rates more than expected since inflation is not coming down fast enough. Here's a look at Kitco's top 3 stories of the week: 3. Macro data: Gold price drops below $1,850 as U.S. retail sales surprise on the upside in January 2. Frank Giustra warns that the dollar…